Dave Ramsey Net Worth 2022: Is He Out Of Debt?

Dave Ramsey is a businessman and author who was born in the United States. In addition to that, he is a well-known figure on television, a broadcaster for commercial enterprises, and a speaker who inspires others.

His syndicated radio show, which goes by the name The Dave Ramsey Show and airs in both Canada and the United States, is extremely popular in both countries. He is the proprietor of a business known as The Lampo Group and has made guest appearances on a number of different television shows.

Biography of Dave Ramsey

Biography of Dave Ramsey

NameDave Ramsey
Birthdate3 September 1960
BirthplaceAntioch, Nashville, Tennessee, United States
SpouseSharon Ramsey (m. 1982)
ProfessionRadio show host, author and businessman

Dave Ramsey, who possesses a wide range of skills, is currently at the pinnacle of his successful professional career. The book that he and her daughter Rachel Cruze collaborated on and titled “Smart Money Smart Kids” became a New York Times Best Seller.

As a successful businessman, Dave Ramsey is a name that is well-known to the majority of people. However, it is not all that he is; in addition to that, he is a novelist.

The book that he and his daughter Rachel Cruze co-authored and published in 2014 under the title Smart Money Smart Kids was named a New York Times Best Seller that year.

Early Life

Dave Ramsey’s birth took place on September 3, 1960, and he was given the name David L. Ramsey III at that time.

His birth took place in Antioch, Tennessee, which is located in the United States of America.

In 1982, he graduated with a diploma in Business Administration from the College of Business Administration. It has ties to the University of Tennessee, which is located in Knoxville. He completed his education with a degree in finance and real estate.

The conviction that Ramsey has in Jesus Christ is unshakeable.

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When Ramsey was a student at Antioch High School, he was on the school’s ice hockey team.

Soon after beginning his career in the real estate industry at the age of 18, he attended the University of Tennessee in Knoxville, where he earned a Bachelor of Science degree in finance and real estate.

Career of Dave Ramsey

Career of Dave Ramsey

After a period of time spent on the road to financial recovery, Ramsey started providing financial counselling to married couples at his local church. After establishing Lampo Group, a company that provides financial consulting, he wrote his first book in 1992 and titled it Financial Peace.

In 1992, Ramsey joined the other two rotating hosts of the show that was broadcast on WWTN/Nashville.

In later years, he became the host of The Dave Ramsey Show, a daily three-hour talk show that provides guidance on financial matters.

In the year 1994, Ramsey introduced Financial Peace University, a nine-lesson video-based course on personal finance that retailed for $129.99. When it was discovered that the names in the letters to which Ramsey responded had been changed, Gannett decided to stop publishing Ramsey’s financial column. They were offered compensation by Ramsey.

The Fox Business Network featured Dave Ramsey on multiple occasions from 2007 through 2010.

In 2014, Ramsey Solutions became a wholly owned subsidiary of The Lampo Group, Inc. The company’s headquarters are located in Franklin, Tennessee. 2019 saw the opening of a brand new campus that spans 47 acres there.

Ramsey has published a total of 10 books—six for children and five for adults—with three of those works being bestsellers on the New York Times.

2015 marked the year that Ramsey was inducted into the National Radio Hall of Fame.

Awards and Achievements

Awards and Achievements

Dave Ramsey was enshrined in the National Radio Hall of Fame in 2015.

He is renowned for presenting a Christian viewpoint on money. He was the 2009 Network/Syndicated Personality of the Year winner of the Marconi Award.

Personal Life

Dave Ramsey has been Sharon’s husband for the past three decades and a few more. The pair has welcomed three children during their marriage. Daniel, Rachel, and Denise are their names.


The Daily Beast revealed in 2014 that Ramsey had taken revenge on former workers who he claimed had posted complaints about the workplace on social media.

Ramsey allegedly shared information from private Facebook group chats during staff meetings at the business.

When it was discovered that Ramsey had joined the group, he finally offered monetary rewards for the identities of several members who utilised anonymous Twitter accounts. Several critical Twitter accounts were deleted as a result of Ramsey convening a conference to address alleged critics after the incident.

Quotes from Dave Ramsey

  • “You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal because as my radio listeners know, normal is broke.” – Dave Ramsey
  • “Aristotle once said, “To avoid criticism say nothing, do nothing, and be nothing.” – Dave Ramsey
  • “Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.” – Dave Ramsey
  • “For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.” – Dave Ramsey
  • “Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain exceeds the pain of change.” – Dave Ramsey

The Ramsey Show

Take control of your life and money once and for all. The Ramsey Show offers up straight talk from Dave Ramsey and his team of co-hosts. Millions listen in as callers from all walks of life learn how to get out of debt and start building for the future. Check out one of Apple’s most popular podcasts!

Listen to all his podcasts click here.

Married Life

The Dave Ramsey Show’s 57-year-old host has been married to Sharon for 35 years, or more than 32 years, in total.

In 1982, in front of a small group of their closest friends and family, they were united in marriage. And consider their development to date.

Even if news of their wedding isn’t in the media, whenever they appear in public, we can sense their deep affinities and love for one another. What possible excuse could a couple have for continuing their marriage for 35 years?

We must concede that Dave tends to keep many details of his romantic life to himself. Dave, it wouldn’t do any harm if you ever told us about your romantic relationship.

Dave became a millionaire in his mid-20s, but he lost everything within a few years and had to declare bankruptcy. While Dave and Sharon fought through some of their most trying financial periods, they now enjoy a stable financial situation.

Dave Ramsey Net Worth 2022

Dave Ramsey Net Worth 2022

Dave Ramsey has a $240 million net worth as of July 2022. One of his financial sources is the sale of his books.

He has also benefited financially from his work as a radio personality. Ramsey Solutions is another business that he controls. He is also a motivational speaker, commercial broadcaster, and television personality. His current net worth is a result of everything listed above.

In the world of money, Dave Ramsey is a legend. He is an advocate of the debt snowball strategy. The Total Money Makeover and Financial Peace Revisited are two of his works that are accessible in Spanish.

He has at least four times been listed as a New York Times Bestseller.

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FAQs- People Also Ask

What was the price of Dave Ramsey’s home?

Ramsey’s new house hasn’t received much attention yet, but reports claim it’s worth $4.5 million.

How much should you spend on a car, according to Dave Ramsey?

As a general guideline, you should never have more than half of your annual household income invested in autos (or anything else with a motor in it). Dave advises waiting until you have a net worth of at least $1 million before investing in a new car.

Zander Insurance is it owned by Dave Ramsey?

Insurance from Ramsey and Zander. Disclaimer: Neither Dave Ramsey nor Zander Insurance are associated with us. We operate a separate life insurance company. If you are unfamiliar, Zander Insurance is the life insurance provider that Dave Ramsey recommends to his readers and listeners.

Does Dave Ramsey act as a fiduciary?

Mr. Ramsey might be able to be regulated as a fiduciary based on this new definition.


I'm a 4th Year student of Architecture Undergraduate programme at Priyadarshini Institute of Architecture And Design Studies, Nagpur. During my studies, I have worked on multiple projects and these assignments have helped me to become a great team player and how to function well in fast paced and deadline driven environments. Some of interests are Sketching, listening and exploring old music, watching documentaries and being an architectural student I like to explore the conceptual angle of every element.

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